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"Proportion of credit lines used (proportion of balances to total credit limits on certain types of revolving accounts)" 
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Consumers across the nation are seeing higher credit scores, but regional variations persist. People living in the Deep South and Southwest have lower credit scores than the rest of the nation. States in the Deep South have an average VantageScore® of 652 compared to a nationwide average of 673. Southwestern states have an average score of 658.
Poor Credit Lenders are required by law to report my payments to bureaus By clicking Submit I consent Blue Water Credit LLC to contact me via text, phone, auto dialer or email regarding credit information and credit repair services. Msg & Data rates may apply. Reply STOP to opt out. Submitting my personal information above constitutes my electronic signature. Blue Water Credit keeps all information private and will never sell your information to a third party.
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More Categories Gain access to all our tools to grow your business Keep in mind that these example bureaus are just a few of many. Other bureaus perform the same functions as them, along with other functions not mentioned. For the full list, check out WalletHub’s guide.
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$3,624.05 The total amount of debt that you owe across all of your accounts. On your credit cards, the utilization? If you have a lot of credit card debt, your score can be hit. A total of approximately 148 million Americans were affected by the Equifax data breach in the last year. Millions of people had their personal information accessed by a hacker. The information taken may have included consumer social security numbers, driver’s license numbers, and even credit card numbers.
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